Ledgr

Shared trip expenses, one phone

Ledgr started from the messy reality of group travel: one person ends up fronting most of the costs, and sorting it out afterward turns into a spreadsheet nobody wants to maintain. Ledgr keeps the whole thing on the organizer's phone, with no accounts and nothing for the rest of the group to install. You create a trip, add everyone's names, and log each expense as it happens with the payer, the participants, and either an even or an exact-amount split. It continuously nets out each person's position and reduces it to the fewest payments needed to settle, and when the trip ends you can send each traveler their own itemized summary card. Everything lives on your device, so it works on a plane, in a tunnel, or anywhere with no signal.

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For Trip organizers · Friend groups · Families

Works fully offline

Even or exact splits

Fewest payments to settle

Features · 006

Everything it does, nothing it doesn't.

Small on purpose. Each feature earned its place by solving something real.

Fewest payments to settle

Ledgr nets out what each person paid against what they owe, then matches the biggest creditor to the biggest debtor until everyone is square. A tangle of six people paying each other back can collapse into two payments.

Even or exact splits

Divide an expense equally across whoever was there, or type an exact amount per person with tax and tip entered separately. A manual split will not save until the amounts balance against the subtotal.

Nobody else needs the app

The rest of the group are just names you type in. No invites, no logins, no one waiting on someone else to install something before the trip can start.

Per-person summary cards

When the trip wraps, generate each traveler their own card: what they paid, what they owe, every expense they were part of, and exactly who to pay. It renders as an image and goes out through the normal share sheet.

Receipt photos on any expense (Pro)

Attach a photo from your library to any charge. It is compressed and stored inside the app's own on-device database, never uploaded anywhere.

Works with no signal

There is no backend and no account. Every calculation happens on the phone, so a plane, a tunnel, or a foreign SIM with no data makes no difference.

No accounts, ever

One organizer, one phone, and nothing for the rest of the group to install.

The people on a trip are names you add, not app users. Setup takes seconds instead of a week of chasing everyone to sign up. And because there is no account, there is no server holding your group's financial history.

Download on the App Store

Settled, not guessed

Ledgr does the who-owes-whom math so you never reopen the group chat.

Every expense you log updates each person's net position immediately. Ledgr then reduces those positions to the minimum number of payments that clears the trip. No spreadsheet, no running tally in your head, no awkward reconciliation on the drive home.

Download on the App Store

Pricing

Free to start. Pro when you need it.

Try it free for as long as you like. Pro is a fair, upfront price - no ads, no upsells inside the app.

Free

1 trip, with unlimited travelers and unlimited expenses on it
Even splits and exact per-person manual splits, with tax and tip
Live who-owes-whom balances and simplified settlements
Per-person summary cards, shared from the iOS share sheet
Total spent, trip count, expense count, and traveler count across trips

Pro

Everything in Free

$4.99/mo

Unlimited trips (Free stops at 1)
Receipt photos attached to any expense, stored on your device
Full analytics - spending by trip, top payers, averages, and biggest expenses
7-day free trial before the first charge
Cancel anytime from the App Store, restore on any device with your Apple ID

Questions

The things people ask.

Yes, completely. There is no account, no backend, and no sync. Every trip, expense, split, and balance is computed and stored on your phone, so it works with no signal.

No. Only the organizer uses Ledgr. Everyone else is just a name you type into the trip. Nothing to install, nothing to sign up for. The tradeoff is that it is genuinely one person's ledger, not a shared multi-device one, so other travelers cannot add expenses from their own phones.

Per expense you pick who paid and who was in on it, then either split evenly across those participants or enter an exact amount for each person, with tax and tip in their own fields. A manual split stays locked until the per-person amounts add up to the subtotal.

Your trips, expenses, receipt photos, and balances are stored only on your device and are never uploaded. Ledgr does send anonymous product analytics to PostHog so we can see which screens get used: no names, no notes, no photos, and no exact dollar amounts. Money values are bucketed into ranges like "$25-50" before they are sent, and events are tied to a random ID generated on your device, not to you.

Nothing is deleted. Every trip, expense, receipt photo, and balance you already created stays on your phone and stays readable. You lose the ability to create new trips beyond your first one, to attach new receipt photos, and to see the detailed analytics screen. Resubscribing or tapping Restore Purchases turns all of it back on.

Subscriptions are billed by Apple through your Apple ID. Cancel in the App Store's subscription settings at least 24 hours before the period ends, or the next period renews. Refunds are handled entirely by Apple at reportaproblem.apple.com. We never see your payment details and cannot issue a refund ourselves.

You can share a per-person summary card as an image from any trip. There is no CSV or spreadsheet export today, and no import. Deleting the app deletes everything, since nothing is backed up to a server or to iCloud.

Ledgr is on the App Store.

Ledgr lets one person track a whole travel group's shared expenses on a single phone, fully offline. Log who paid for what, split it evenly or by exact amounts, and see the shortest list of payments that settles everyone up.

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